Business Insurance for Office Spaces | Farmers Insurance
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Business Insurance for
Office Spaces

Whether you’re a professional like a doctor, a dentist, a chiropractor or an architect, one thing is true: Your business depends on your ability to keep your office running without interruption. And that’s why Farmers® offers insurance for your professional office.

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Farmers agents are small business owners, too, and understand how an unexpected event can hurt your practice’s ability to function. They serve as a knowledgeable resource when you’re choosing the coverage you want — and can give support if you need to file a claim. 

Here are just some options you can include in a customized Farmers policy to help minimize disruptions:

Property damage

Risk:

An employee forgets to turn off an old coffeemaker, starting a fire in your back office.

Coverage:

Business property insurance can help pay for damages to your office and its contents — including valuable equipment and important business records — in the case of an unforeseen disaster.

Injuries

Risk:

A child trips on frayed carpet in your waiting room and topples into the corner of a coffee table.

Coverage:

Business liability insurance  helps cover expenses when you’re liable for injuries sustained by clients or patients on your premises.

Employee injuries

Risk:

An employee’s back is injured when he attempts to lift a heavy box of supplies.

Coverage:

Workers’ compensation insurance  helps cover employee-related medical costs that result from job-related incidents. It also helps insulate your practice against related lawsuits brought by current or former employees.

Theft

Risk:

You arrive at the office to find the door is unlocked, your medicine cabinet has been raided, and several computers are missing. You suspect one of your employees.

Coverage:

Business crime insurance can help offset losses resulting from robberies or employee fraud, forgery or theft.

“It’s about creating an enjoyable workplace — making it feel like, if you left, you would miss these people.” 

Five Low- or No-cost Benefits Small-business Employees LoveMarilyn Scott, chair of the Portland, Oregon, chapter of the nonprofit organization SCORE, says strong office culture can help retain good employees and relieve stress. Read the article

Farmers can help with personalized coverage and support

Farmers has the experience and knowledge to help you with your insurance needs. For example:

  • Your agent acts as a point of contact — someone who knows you, your practice and your policy.
  • With highly customizable coverage, you can select what you want for your business — including multiple practice locations and other lines of business — all in one easy-to-manage policy. 
  • A variety of coverage options include business income coverage, which can help if you’re unable to operate your practice as usual while damage from a covered claim is repaired.

Farmers works to build strong customer relationships

Farmers has spent 90 years putting customers first. Are you shopping for coverage, or do you have a question about your policy? Maybe you’re ready to get a professional office insurance quote. Be sure to let a Farmers agent deliver personalized service and support.

You’ll experience a similar level of care from our knowledgeable claims representatives, who will provide assistance as quickly as possible.

Talk to a Farmers® agent

Understand your options, to find the personalized coverage that works for your office and business.

Find a Farmers Agent