Pet Insurance

However your pets came into your life, they’re members of your family. And you shouldn’t have to make tough choices when veterinary bills start adding up because they get sick or hurt. That’s why Farmers® has been offering pet insurance coverage – through Pets Best — since 2014.

Pet Insurance provided by Pets Best helps provide peace of mind to pet parents by offering plans that reimburse up to 90% of the cost of eligible veterinary treatments ¹.  Get flexible accident, illness, and routine care coverage that you can customize to your pet and your budget.

Pet Health Insurance for your Dog or Cat

To help you choose the coverage you want, Pets Best offers these plans:

The BestBenefit Accident and Illness is the most popular and comprehensive plan. This customizable plan includes an unlimited annual limit option and can help with unexpected emergencies and illnesses like:

• Accidents including broken bones, lacerations or car accidents.
• Illnesses including cancer, diabetes, allergies, arthritis and skin and ear infections.
• Surgery, prescription medicines, cancer treatments and physical rehabilitation.

The price of a BestBenefit Accident and Illness plan is based on your pet’s age, breed, and location; so you’ll need to get a quote to see the premiums for your pet.

Accident-Only is a budget-friendly plan that can help with costs related to accidents — but doesn’t cover illnesses. Regardless of age or breed, it’s available at a monthly rate of $6 for cats and $9 for dogs. (In Washington, the flat monthly rates are $7 and $10, respectively.)

You can add optional Wellness Routine Care coverage to the BestBenefit Accident and Illness plan. It offers two tiers of coverage to help pay for routine care veterinary visits like annual check-ups, vaccinations and preventative medication for fleas and ticks.

Keep in mind, pet insurance offers coverage for future health issues that may occur — it won’t cover a health issue that has already started. So, it’s best to enroll your puppy or kitten while it’s still young, or your newly adopted pet as soon as possible.

The ease of a claim

If you need to file a pet health insurance claim, it’s as simple as submitting the receipt from your veterinary visit through the Pets Best website or mobile app — even while you’re still at the veterinarian’s office. You can also use the app to check the status of your claim, access policy details and retrieve your claim history.

Claims are processed quickly and there’s no extra charge for receiving reimbursements by direct deposit.

You can receive an online quote or call 1-877-464-6542 to speak with a Pets Best agent.