How to compare car insurance quotes
Start by requesting quotes for the same types of coverage, with the same limits and deductibles. For example, you can ask each insurer for a quote for your state’s minimum liability coverage, plus collision and comprehensive coverages (up to the value of your car), and select the same deductibles for each quote.
A quote for a policy with lower limits, a higher deductible or less coverage may look more affordable, but it might not provide the coverage you want. The Insurance Information Institute suggests getting at least three quotes to help you find coverage at a cost that suits you and evaluating each company’s reputation and rating, along with the cost of the policy.