One Time Payment Agreement

Definitions
"We,” “us,”  “our” and "ours" mean the insurance company(ies) authorized to process One-time bank payment withdrawal(s) or Payment Card charge(s) for insurance payment(s). “You,” “your” and “yours” mean the person or persons authorizing the One-time bank payment withdrawal(s) or Payment Card charge(s) for insurance payments. “One-time bank payment” means a single electronic withdrawal being deducted from your designated Bank Account on the date selected by you. “Payment Card” means any credit or debit card, including reloadable pre-paid cards. “Business day” means Monday through Friday, excluding our company holidays.

Service Provider
You authorize us to use a third party to process the authorized One-time bank payment withdrawal(s) or Payment Card charge(s).

Application of Payments

  1. Funds withdrawn or charged will be applied only to the designated billing account(s) or its replacement.
  2. Payments made after 4:30 p.m. Pacific Time may be posted on the next business day.
  3. You agree to have the:

a) Funds available in the designated bank account(s) on the date(s) you request the one-time bank payment(s), whether or not the date(s) falls on a business day. [Note: It may take 3-5 business days for your bank account(s) to reflect the payment(s).]; or

b) Funds available in the designated Payment Card account(s) on the date(s) you request the charge(s), whether or not the date(s) falls on a business day.

Payments Not Honored
One-time bank payments that are not honored for reasons such as insufficient funds may be resubmitted at our discretion. If we are unable to electronically withdraw the funds from your bank account(s) or charge the payment(s) to your Payment Card(s), any corresponding payment(s) posted in good faith will be reversed from your billing account(s) and cancellation notice(s) may be issued for the policy(ies) attached to the designated billing account(s).

Returned Payment Charges
We may assess Returned Payment Charges if One-time bank payments are returned for reasons such as insufficient funds, closed bank account or revoked authorization.

Third-Party Use of Services
This one-time payment option shall only be used by actual and bona-fide customers of ours.  You shall not use this one-time payment option, or any information contained herein, for any commercial use.  Third-party commercial payment aggregators (third-party payment servicers or processors, or any other entities submitting payments on behalf of our customers) may not submit payments using this one-time payment option.  You hereby agree to be liable to us for all interchange fees and merchant fees, and all other costs and fees associated with processing all payments submitted by you in violation of this section.  You further agree to be liable to us for all other damages, costs, fees, expenses, and reasonable attorney fees incurred by us arising out of, or related to, your breach of this section and our enforcement thereof.

Exclusions of Warranties and Limitation of Liabilities
THE ONE-TIME BANK PAYMENT AND ONE-TIME PAYMENT CARD PROCESSING SERVICES AND RELATED DOCUMENTATION ARE PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

In addition, we do not warrant, guarantee or make any representations regarding the security of Bank or Payment Card accounts, or that the web site is free from destructive materials, including but not limited to computer viruses, hackers, or other technical sabotage, nor does it warrant, guarantee or make any representations that access to this site will be fully accessible at all times, uninterrupted, or error-free.

IN NO EVENT WILL WE OR OUR AFFILIATES BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, COMPENSATORY, EXEMPLARY OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES, INCLUDING WITHOUT LIMITATION LOST OR MISDIRECTED APPLICATIONS, LOST PROFITS, LOST GOODWILL, OR LOST OR STOLEN PROGRAMS OR OTHER DATA, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY ARISING OUT OF OR IN CONNECTION WITH (1) USE OF THE WEB SITE, OR THE INABILITY TO USE THE WEB SITE BY ANY PARTY; OR (2) ANY FAILURE OR PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION; OR (3) LINE OR SYSTEM FAILURE OR THE INTRODUCTION OF A COMPUTER VIRUS, OR OTHER TECHNICAL SABOTAGE, EVEN IF WE OR OUR AFFILIATES, OR THE EMPLOYEES OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES, LOSSES OR EXPENSES.

System Requirements/Equipment
We use encryption to make your information unreadable as it passes over the Internet. Therefore, we strongly recommend that you use the latest version of your browser software for maximum security.

Privacy Policy
To view our privacy policy, go to http://www.farmers.com/disclaimer/privacy-policy/.

Storage of Information
Information stored on www.farmers.com is kept under physical, electronic or procedural controls that comply with or exceed government and industry standards. We authorize our employees and agents to get information about you only when they need it to do their work for us. We require companies working for us to protect information. They agree to use it only to provide services we ask them to perform for us.

Stopping a One-Time Bank Payment
One-time bank payment(s) can be stopped at least one business day prior to the date your payment(s) is scheduled to occur. To do so, go to your Payment History by logging on to My Farmers at www.farmers.com, contact your Farmers agent, or call us at 1-877-327-6392.

Security
If you are enrolled at www.farmers.com, you agree not to allow your user ID and password to be used by any unauthorized individuals. You are responsible for all payments authorized using www.farmers.com. If you permit other persons to use www.farmers.com or your user ID and password, you are responsible for any transactions they authorize. If you believe your user ID and password have been lost or stolen or that someone may attempt to use www.farmers.com without your consent, you must notify us at once by calling 1-877-327-6392 during normal business hours of Monday - Friday 7:00 am to 11:00 pm Central Time, Saturday - Sunday 8:00 am to 8:00 pm Central Time.

Maintaining Accurate Information
It is your sole responsibility to ensure that your contact and billing account information is current and accurate, as well as your Bank or Payment Card account(s) information. We are not responsible for any payment processing errors or fees incurred if you do not provide accurate billing account, bank account, Payment Card account or contact information. Billing account and contact information can include, but is not limited to, items such as your name, phone number, address, e-mail address, and bank account or Payment Card account information. To change this information, either update your billing account and/or your bank account or Payment Card account at www.farmers.com or contact us as indicated below.

If you need to change information specific to your policy(ies), such as your mailing address, property location or coverages, please visit your Farmers agent.

Amendments to Terms and Conditions
We reserve the right to change these Terms and Conditions at any time.

Non-waiver
Any failure by us to act upon any breach of these Terms and Conditions shall not be deemed to constitute a waiver of any subsequent breach of that or any other term or condition, or of any right to thereafter enforce these Terms and Conditions.

Contact Us
You may visit your Farmers agent, or, you may call us at 1-877-327-6392 during normal business hours of Monday - Friday 7:00 am to 11:00 pm Central Time, Saturday - Sunday 8:00 am to 8:00 pm Central Time.