INSURANCE QUESTIONS

What Is Comprehensive Insurance and What Does It Cover?

What Is Permanent Life Insurance?

What is Personal Property Coverage?

What Is Water Backup Coverage and Do I Need It?

What Is Loss of Use Coverage?

Does Homeowners Insurance Cover Water Damage?

What Is a Home Insurance Deductible?

Learn about home insurance deductibles, how they work, and how they impact your policy options and claims.

How Much Is Renters Insurance?

Renters insurance cost varies depending on factors such as location and deductible. Learn how Farmers® can provide renters coverage for your needs.

What Is Gap Insurance and How Does It Work?

What Is a Homeowners Insurance Declarations Page?

What Factors May Impact the Cost of Homeowners Insurance?

Is Homeowners Insurance Tax Deductible?

Can Homeowners Insurance Cover Tree Removal?

Is Renters Insurance Required?

Does Renters Insurance Cover Hotel Stays?

Renters insurance may cover a hotel stay or apartment rental if you have to move out temporarily because of covered damage. Learn more about renters insurance for hotel stays, its limits and what might affect that coverage.

Does Renters Insurance Cover Storage Units?

Renters insurance can cover property you store in a storage unit, but there are limits. Learn more about how renters insurance coverage for storage units works.

Does Renters Insurance Cover Pet Damage?

Does Renters Insurance Cover Car Theft?

Should my estate plan include an advance directive?

Should homeowners consider life insurance?

How can life insurance help when markets are volatile?

What Do Home Inspectors Look For?

How Long Does It Take to Buy a House?

Most recommend looking for a house to buy about five months before you want to move — however, there are a lot of factors to consider. Learn more from Farmers.

What Is Uninsured Motorist Coverage?

Uninsured motorist coverage can help you pay for damages caused by a negligent driver. Learn more about UM coverage and how a Farmers auto policy can help you protect yourself.

What Do You Need to Know Before Buying a House?

When Should I Get Homeowners Insurance?

What to Do After a Traffic Accident

What Should I Do With a Flat Tire?

What Are Some Questions I Should Ask When Viewing a House?

What Steps Are There in a Home Remodel?

What Steps Can Help Prevent Flat Tires?

Checking tire pressure regularly can help prevent flat tires on a car. Read about more ways to help prevent flat tires from Farmers.

Which Methods Can Help Secure Home Windows?

Installing window locks and alarms can help secure windows in your home. Read more about how to secure windows from Farmers®.

Why Did My Car Insurance Premium Go Up When Nothing Else Has Changed?

Why Do I Need Homeowners Insurance Coverage?

What Does Personal Liability Insurance Cover?

How Much Life Insurance Do I Need?

Home Warranty vs. Home Insurance Difference

How Can I Help Prevent Pipes From Freezing?

What Is Full Car Insurance Coverage?

Full car insurance typically refers to an insurance policy that has a wide range of coverage options within a single auto policy. Find out more from Farmers Insurance.

What Is an Insurance Premium?

An insurance premium is the amount you pay an insurance provider for a policy. Find out what types of insurance premiums there are from Farmers Insurance.

How Should I Prepare to Buy My First Home?

Which Is Better, Term or Whole Life Insurance?

What Is Renters Insurance, and What Does It Cover?

What Are Life Insurance Policy Riders?

What Factors Drive Life Insurance Calculations?

Where Should I Buy Life Insurance?

What Are Living Benefits on a Life Insurance Policy?

There’s more to some life insurance policies than a death benefit. Contact a Farmers agent to learn about life insurance.

What Is a Life Insurance Beneficiary?

A life insurance beneficiary is someone who receives the death benefit when you pass. Learn more about your life insurance beneficiary options from Farmers.

Do I Need Business Auto Insurance?

What is a Business Insurance Policy?

Do I Need Rental Car Insurance?

What Does Business Liability Insurance Cover?

What Does an HOA Do?

What Does an Umbrella Insurance Policy Cover?

I Accidently Hit the Gas Pedal and Crashed During An Impromptu Air Drum Solo. Can A Wannabee Rockstar Get Some Coverage?

What is Umbrella Insurance?

Umbrella insurance helps cover your financial responsibility for injury or loss to someone else. Learn more here.

What is Business Property Insurance?

Why Do I Need Auto and Home (or Renters) Insurance to Buy Umbrella Insurance?

Is My RV Covered in Mexico or Canada?

How Can Insurance Help Me Prepare For a Tornado Disaster?

Would Renters Insurance Be Worth It if I Don't Own Much?

Do I Want Insurance For A Boat?

Is Business Insurance Required by Law?

Some types of coverage are required for business while others are optional. Farmers offers a wide selection of coverages for your business. Learn more.

Does My Auto Insurance Cover Rental Vehicles?

Farmers auto policies cover most types of rental vehicles with a few exceptions. Click here or talk to your Farmers agent to learn more.

What is Business Income Coverage?

Does The Distance of My Commute Affect My Auto Insurance?

Should I Get Public Liability or Employers Liability Insurance?

Will Business Insurance Cover My Company if Someone Sues Me?

I Lost My Wedding Ring on the Golf Course, Do I Have Coverage?

What Exactly Is Auto Insurance and How Does It Work?

Should I Consider Renters Insurance Coverage While Living in an Apartment?

Do apartment dwellers need insurance, or does the landlord's coverage handle it? A Farmers agent has the answer.

My Golf Cart Is like My Car, Should I Insure It?

In some areas of the country, and in retirement communities in particular, golf carts are becoming a preferred mode of transportation. A Farmers agent explains why golf cart owners may want to consider insurance.

Does My Business Need Workers' Compensation Coverage?

What Happens if a Friend Wrecks My Vehicle?

Why Should I Pay For Full RV Coverage Even During Months I Don’t Use My RV?

Does Renters Insurance Automatically Renew Every Year?

Who is Covered by My Business Insurance?

Is There Anything Umbrella Insurance Doesn’t Cover?

Does Motorcycle Insurance Cover Passengers?

A motorcycle policy can cover a passenger's medical bills in case of an accident. Learn more about motorcycle insurance here.

Do I Need Insurance for a Scooter?

Liability coverage is required to operate a scooter on public streets. This covers the cost of injury to others and damage to their property. Learn more.

Does Motorcycle Insurance Cover Theft?

Help! My Car Got in the Way of a Pack of Dogs

What Happens if Someone Hits My Parked Car?

How Can Insurance Help Me Prepare for an Earthquake Disaster?

How Much Does Umbrella Insurance Cost?

Does Renters Insurance Cover Theft?

Do I Need Boat Insurance in the Off Season?

We know that boating season varies depending on geographic area. That’s why the length of boating season is factored into your premium. Learn more.

What Exactly Is an Auto Insurance Deductible?

A deductible is the amount you pay out of pocket for a covered loss. Deductibles can vary depending on coverage. Click here to learn more.

What is Risk Management for a Small Business?

How Can I Improve My Business Insurance Policy?

What Factors Determine the Cost of My Business Insurance?

What Types of Businesses Are Eligible for a Business Owners Policy (BOP)?

How Do I Get Business Insurance?

Is Animal Damage Covered By My Auto Insurance

When Would a Homeowner Want to Consider Vacant Home Insurance?

Vacant home insurance provides coverage if your home is empty for a month or more. A Farmers® agent explains why.

When a Car Damages Your House

What happens when a driver causes damage to your home? A Farmers Insurance® agent has the answer.

Running a Retail Shop? Take Some Time to Browse Insurance Coverage Options

What Kind of Insurance Do You Need For a Restaurant?

What Steps I Should Take If I’m In An Accident?

How a Simple Piece of Paper—called a Certificate of Insurance (COI)—can Set Your Business Apart?

What is a Business Owners Policy?

I Got a Ticket, Now What?

How Can I Make My Restaurant a Safer Place to Work?

Learn how to improve restaurant safety. Get restaurant owner safety tips from an insurance expert at Farmers Insurance.

If I Love It, Should I List It? How Do I Take a Home Inventory?

Whether you write it down, take pictures or shoot video, a home inventory can be a useful way to keep a record of what’s valuable to you.

How Do I File a Car Insurance Claim?

There’s Meat in the Freezer and a Bear Outside. Will Home Insurance Cover Damage If He Breaks In?

Is It True That Auto Insurance Is More Expensive For A Red Car?

Buying Home Insurance? Make Sure Your Valuables Are Covered

Talk About A Bump In The Road – My Car Was Hit By A Drone

My Golf Clubs Were Taken from My Car. Do I Have Coverage?

What's the Difference Between Comprehensive and Collision Coverage?

What's the difference between comprehensive and collision coverage, and things to consider when you are selecting the insurance you want. A Farmers® agent shares her thoughts.

What Does Motorcycle Insurance Cover?

What's included in a motorcycle insurance policy? From standard to specialized coverage, a Farmers agent explains the options.

Why Work with an Agent When I Can Buy Cheap Car Insurance Online?

If a Tree Falls on My Home, What Do I Do?

How Long Does It Take to Get an Auto Insurance Quote?

How Long Does it Take to Get Car Insurance?

Reasons to Buy Renters Insurance

What Should I Know Before Buying Life Insurance?

Does My Credit Score Affect My Auto Insurance Premiums?

Joe Angelini is a Farmers Insurance® agent in Half Moon Bay, California. He discusses how credit scoring plays a role in auto insurance rates.

Can I Use Life Insurance to Help Provide Financial Support My Special Needs Child?

A Farmers' agent explains how life insurance and trusts can help parents meet the long-term financial commitments for children with special needs.

Do I Have Coverage for a Shattered Windshield?

Is Damage from Water in My Basement Covered by Homeowners Insurance?

Pet Starts a Home Fire

Why Did My Homeowners Insurance Go Up?

What Is Umbrella Insurance and Why Should I Consider It?

Can I Change My Auto Coverage Whenever I Want?

What Impacts the Price of My Auto Insurance?

Multiple factors are taken into account when your auto policy is priced out. Learn more about these factors and how to get discounts on your coverage.

How Can Insurance Help Me Prepare for a Flood Disaster?

Flood insurance can provide coverage in the case of flooding but Farmers can also help you prepare for a disaster as well. Learn more here.

How Do I File a Business Insurance Claim?

Does My Auto Insurance Cover Anyone Who Drives My Car?

What Is a Business Umbrella Policy?

How Much Renters Insurance Do I Need?

Does RV Insurance Cover Attachments and Accessories?

Do I Want Motorcycle Insurance?

How Can I Save Money on My Home Insurance?

Combining all your insurance policies with the same insurer is the quickest way to save money on home insurance. Click here to learn more.

Does Anything in My Home Warrant a Separate Insurance Policy or Coverage?

Some items in your home do require additional coverage & you can add this coverage by adding scheduled floaters to your existing policy. Learn more here.

How Do I File a Home Insurance Claim?

How Much Does Condo Insurance Cost?

What Does Homeowners “Replacement Cost” Mean?

Is My Home Covered if It’s Damaged in a Natural Disaster?

How Is the Replacement Cost of My Home Determined?

What Does Condo Insurance Cover?

Is Home Insurance Required If I Own a Home?

While it's not required by law, lenders will require you to have insurance until your loan is paid. It's also a great idea to keep for damages or injuries. Learn why.

What is the Difference between Dwelling Coverage and Home Insurance?

Dwelling coverage is one part of your overall home insurance policy and only covers your home's structure. Learn more about what dwelling coverage protects.

Does Home Insurance Cover My Foundation?

Is Property in My Car Covered for Theft by My Home Insurance Policy?

How Do I Calculate the Replacement Cost of Belongings in My Home?

How Much Homeowners Liability Coverage Should I Consider?

Does Home Insurance Cover Termites?

What Are Some Things I Should Consider When Buying Home Insurance?

How Much Condo Insurance Should I Consider?

Condo insurance coverage is almost like a package of different types of coverage types. Learn how to determine what coverages you need for your condo.

Does Home Insurance Cover Plumbing?

Most home insurance policies don't cover plumbing problems, but they usually cover sudden, accidental events, like bursting from frozen pipes. Learn more.

Does Home Insurance Cover Property That My Child Takes to a Dorm?

Why Should I Consider Getting Insurance for My New Business Immediately?

Is My Home Business Covered by Home Policy?