Here are the basics for buying business insurance:
- Applying for business insurance is simple and straightforward.
- An agent will meet with you to learn all about your business.
- He or she will help you understand your risks and coverage options.
- You decide the types and levels of coverage your policy will provide.
Question After years of thinking about it, I’m finally ready to start my own business. I figure I will need some type of business coverage in place when I open the doors. I’ve never bought business insurance before. How do I get the ball rolling?
Richard Khasim is a Farmers Insurance® agent in Escondido, California. He explains how to go about insuring your business.
Answer Business coverage is just as easy to obtain as your personal insurance. There are no special hoops to jump through — the process is straightforward. Your agent will sit down with you and discuss your business in detail. We’re interested in learning about what you do, your operating procedures, and the size and scope of your company.
Your agent will help you understand the risks you face and explain ways you can cover them. Our goal is to provide the information you need to decide which types and levels of coverage are right for your business. Once you have a policy in place, you can meet with your agent every year to review your coverage and make adjustments as you see fit.
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