Here’s a quick overview:
- Under a Farmers® policy, you’re covered anywhere in Canada just as you are in the U.S.
- Coverage in Mexico is restricted by distance and time.
- You’re covered within 25 miles of the Mexican border for up to 10 days.
- Your Farmers agent can arrange special coverage for extended travel in Mexico.
Question We’re planning an extended vacation throughout the country in our RV. We might make stops in Canada and Mexico as well. Will our RV insurance remain in force if we leave the U.S.?
Art Rusak is a Farmers Insurance® agent in Chicago, Illinois. He explains how your insurance coverage works in Canada and Mexico.
Answer Whether you travel in your RV or everyday car, you’re covered in Canada just as you are in the U.S. It’s the one foreign country where your Farmers policy remains in force without restriction. The same goes for any U.S. territory, like Puerto Rico and the U.S. Virgin Islands.
As for Mexico, your RV insurance coverage is limited to within 25 miles of the U.S-Mexico border, and for no more than 10 days. If you’re going to go farther or stay longer, we can arrange coverage with an insurance company located in Mexico. All it takes is a phone call to your Farmers agent. There are companies that specialize in temporary coverage for U.S. travelers, and Farmers has long-standing relationships with them. In other words, you can get the coverage you want to explore Mexico.
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