Home Insurance Questions

Does Auto Insurance Cover Theft?

How to Drain a Water Heater: A Step-by-Step Guide

How to Start a Fire in the Fireplace

Insuring Homes with Swimming Pools: What to Know

What Is Water Backup Coverage and Do I Need It?

What Is Loss of Use Coverage?

Does Homeowners Insurance Cover Water Damage?

Homeowners insurance may cover water damage if the cause was sudden. However, some types of water damage might not be covered. Learn what may or may not be covered.

What Is a Home Insurance Deductible?

Learn about home insurance deductibles, how they work, and how they impact your policy options and claims.

How Much Is Renters Insurance?

Moving? Here’s What You Need to Know

What Is a Homeowners Insurance Declarations Page?

What Factors May Impact the Cost of Homeowners Insurance?

Is Homeowners Insurance Tax Deductible?

Can Homeowners Insurance Cover Tree Removal?

Should homeowners consider life insurance?

New and existing homeowners may benefit from having life insurance, but what policy might be best depends on individual circumstances.

What Do Home Inspectors Look For?

Home inspectors check the safety of the interior and exterior of the home after you place an offer on a home. Learn more about home inspections from Farmers.

How Long Does It Take to Buy a House?

What Do You Need to Know Before Buying a House?

When Should I Get Homeowners Insurance?

What Are Some Questions I Should Ask When Viewing a House?

What Steps Are There in a Home Remodel?

Which Methods Can Help Secure Home Windows?

Why Do I Need Homeowners Insurance Coverage?

Often lenders require home buyers to get homeowners insurance coverage. Find out more about why some homeowners buy insurance, from Farmers Insurance.

What Does Personal Liability Insurance Cover?

Personal liability coverage helps pay for medical bill and legal costs, up to the limit of your coverage, if an accident occurs in or out of your home.

Home Warranty vs. Home Insurance Difference

How Can I Help Prevent Pipes From Freezing?

What Is an Insurance Premium?

How Should I Prepare to Buy My First Home?

What Is Renters Insurance, and What Does It Cover?

What Does an HOA Do?

What Does an Umbrella Insurance Policy Cover?

A $1 million umbrella policy covers you when you are liable for injuries or property damage. Contact a Farmers agent to learn about personal umbrella insurance.

The Pros and Cons of Owning a Condominium, According to Condo Owners

Condo ownership has many benefits, but it also has some drawbacks. Get advice on the pros and cons of buying a condo from Farmers Insurance.

When This Teacher’s School Shifted to Remote Learning, She Created a Tiny Classroom

You May Have Hundreds of Square Feet of Livable Space Hiding Away in That Dusty Attic

Fall Home Maintenance Tips : Farmers Insurance®

This Couple Closed on Their First Home During the COVID-19 Pandemic

Renovation Regrets? This Is How, Why and Where Renovations Can Go Wrong.

Their Home Sweet (First) Home Was Nothing Like They Imagined

Our Home Was Ready When Covid-19 Hit Because We Designed It to Accommodate the Unexpected

Read the incredible real story of an aging-in-place designer who created a home that allows family members of all ages to visit and live comfortably.

In a Flash, Lightning Can Fry Every Appliance (and More) in a Home. But Saving Homes From Lightning Strikes Isn’t Impossible.

Lightning can destroy appliances and cause serious harm to your property. Learn how to identify and reduce damage from lightning strikes to your home.

The Contractor Bailed and Their $150,000 Addition Had to Be Torn Down. Why Do Some Renovations Go So Terribly Wrong?

She Plays Drums, and the Downstairs Neighbors Have a New Baby: How Soundproofing Helped This Family (and Others) Restore Peace and Quiet

Homeowner’s Guide to Summer Home Maintenance

It Wasn’t a "Natural" Disaster, but This Common Household Fixture Caused More Damage to Their Home Than a 100-Year Flood

Blackouts Can End in a Blink. What Happens When the Lights Are Out for Days or Weeks?

A Home Addition Can Mean Extra Income, More Room for Family — Or Even a Dream Home

Confessions of an Estate Planner: Why We Delayed Naming a Guardian and Making a Will

Kim Decker’s job is to help others make the tough decisions about what will happen to their children, their assets and their own care. She also knows firsthand how hard those conversations are.

Own a Home Built Before 1980? Your Electrical System Might Need Some Attention

Old homes may have electrical system problems that require extra attention. Learn about potential electrical system issues and possible solutions.

When it’s Time to Remodel, Some Home Renovations Pay For Themselves. These Upgrades Might Not.

Take It From a Climatologist: When You Live in the Rainy, Windy Northwest U.S., Home Maintenance Issues Are Sneaky

For Historic Home Buffs, Restoring an Old House Is Like “Rescuing a Stray Dog”

Curious Furballs Cause Epic Vacation Disaster

What They Grabbed Before a Natural Disaster Hit

When This Man Awoke to Strange Sounds, He Expected a Thief, Animal or Ghost

Rethink Bacon, Laundry Baskets and Other Tips from a Couple Who Downsized to 536 Square Feet

Tired of mowing the lawn & scrubbing bathrooms every weekend, Claudia & Garrett Pennington downsized from a 1,500-square-foot house to give the tiny house a try.

How a Dog Forced a Kitchen Remodel

Ever heard of a “cup half full” kind of dog? A Farmers agent shares a funny yet cautionary tale from the Hall of Claims.

A Hurricane Destroyed His Home. The Renovation Was a Bigger Disaster.

Caught in Chaos, They Made the Best of a Worst-Case Scenario

“A Smoke Alarm Saved My Life”

Is My RV Covered in Mexico or Canada?

How Can Insurance Help Me Prepare For a Tornado Disaster?

Would Renters Insurance Be Worth It if I Don't Own Much?

Refusing to Abandon Their Homes, Homeowners Rebuild With Flood Risk in Mind

After major flooding from hurricanes and rain destroyed their homes, these homeowners dis-covered ways to rebuild and retrofit to help reduce the risk of future flood damage.

He Popped the Question, Then Dropped Her Engagement Ring in a River

Meet the man who finds and reunites lost rings, jewelry and other valuable keepsakes with their very grateful owners using metal detectors.

From Scorpions to Monsoons to — Yes — Snow, Home Maintenance in Arizona Requires Ingenuity

Rescue Stories from the Houston Flooding: “We’d Bang on Roofs and Listen for People Inside”

You Have to Think like a Bad Guy to Protect Your Home

They Had Minutes to Pack and Flee Before the Flood

I Lost My Wedding Ring on the Golf Course, Do I Have Coverage?

It's One of the Smartest Ways to Add Square Footage (and Value) to Your Home

Should I Consider Renters Insurance Coverage While Living in an Apartment?

Do apartment dwellers need insurance, or does the landlord's coverage handle it? A Farmers agent has the answer.

“We Prepared for Two Inches of Water, Not Five Feet.”

Linda Marcus and her husband Jesse thought they were prepared but a flood but a sudden storm changed their lives forever. Read more.

Why Should I Pay For Full RV Coverage Even During Months I Don’t Use My RV?

They Wanted a Bigger Living Room. They Got an Indoor Waterpark

Your Home Isn't Selling? It Could Be the Mailbox's Fault

How Can Insurance Help Me Prepare for an Earthquake Disaster?

How Much Does Umbrella Insurance Cost?

It Sounded Like Artillery Shells Hitting the Roof

I Can Still Hear the Sound of the Fire

Read Gatlinburg resident Dakota Codgill’s account of his family’s narrow escape of The 2016 Great Smoky Mountain wildfires

Moving? Take a Few Packing Tips From These Serial Movers

When you've moved 85 times, you're officially a packing expert. Here, super movers share how they saved thousands on fees, and a near-perfect box labeling technique. (You'll thank us when you unpack.)

It Was a Run-for-your-life Evacuation

When Your Teenager Tells You, “I've Got This”

This Mom’s Trouble Sounded like a Million Trains Coming

Living with the Parents Again, but under Your Roof

High Winds Can Cause More Havoc Than You Think. Is Your House Ready?

Evacuating Natural Disasters with Children

Your Roof Can't Wear a Puffy Coat in Cold Weather. Here's How You Can Keep It Cozy.

Ice dams can cause major damage to your home and roof during the winter months. Learn ways to help keep them from forming.

When Would a Homeowner Want to Consider Vacant Home Insurance?

Vacant home insurance provides coverage if your home is empty for a month or more. A Farmers® agent explains why.

When a Car Damages Your House

If I Love It, Should I List It? How Do I Take a Home Inventory?

How Do I File a Car Insurance Claim?

There’s Meat in the Freezer and a Bear Outside. Will Home Insurance Cover Damage If He Breaks In?

Buying Home Insurance? Make Sure Your Valuables Are Covered

If a Tree Falls on My Home, What Do I Do?

Reasons to Buy Renters Insurance

A renters insurance policy provides coverage at a reasonable cost, and may help provide coverage for gaps in personal property and liability protection.

Is Damage from Water in My Basement Covered by Homeowners Insurance?

Does homeowners insurance cover a flooded basement? Get thoughts from a Farmers® agent.

Pet Starts a Home Fire

Why Did My Homeowners Insurance Go Up?

What Is Umbrella Insurance and Why Should I Consider It?

Dog Showers, Catios (AKA Cat Patios) and More Home Renovations for the Truly Pet-Obsessed

DIY or Pay a Pro? Navigate the Top Five Most Searched Home Improvement Jobs

Is Your Home Ready For Solar Power?

How Can Insurance Help Me Prepare for a Flood Disaster?

Flood insurance can provide coverage in the case of flooding but Farmers can also help you prepare for a disaster as well. Learn more here.

This Guy Helped to Repair and Rebuild a Crucial Part of 22,000 Homes After Hurricane Katrina

Useful tips and information from a pro who has helped to repair and rebuild more than 22,000 roofs since Hurricane Katrina.

How Much Renters Insurance Do I Need?

How Can I Save Money on My Home Insurance?

Does Anything in My Home Warrant a Separate Insurance Policy or Coverage?

Before You Redo Your Closet, Read This

How Do I File a Home Insurance Claim?

How Much Does Condo Insurance Cost?

What Does Homeowners “Replacement Cost” Mean?

Replacement cost is the total cost to rebuild your home from scratch should a disaster occur. Learn more about replacement cost here.

Is My Home Covered if It’s Damaged in a Natural Disaster?

Home Insurance policies do not cover natural disasters like Floods or Earthquakes, these types of disasters are covered on their own types of policies. Learn more.

How Is the Replacement Cost of My Home Determined?

Kitchen Remodeling Ideas for Foodies

What Does Condo Insurance Cover?

Is Home Insurance Required If I Own a Home?

What is the Difference between Dwelling Coverage and Home Insurance?

Does Home Insurance Cover My Foundation?

How Do I Calculate the Replacement Cost of Belongings in My Home?

Calculating the value of your belongings can be difficult. Farmers tips on the best approach to calculating this value will save you time and stress.

How Much Homeowners Liability Coverage Should I Consider?

The amount of homeowners liability coverage you need should match your net worth. Learn how Farmers can help you determine how much coverage you need.

Does Home Insurance Cover Termites?

Genius Ideas for Disaster-proofing Heirlooms and Mementos in Your Home

What Are Some Things I Should Consider When Buying Home Insurance?

How Much Condo Insurance Should I Consider?

Does Home Insurance Cover Plumbing?

Does Home Insurance Cover Property That My Child Takes to a Dorm?

A Home Fire Story: “the Cat Was Swaddled in a Firefighter's Jacket Getting Oxygen”

Fire damage destroyed her family's home. Read her story, plus expert tips to help you go beyond the basics of fire prevention.

The Perils of Browsing Kitchen Remodels on Pinterest

Read how one homeowner ditched "picture perfect" for a more realistic plan.

At 2 A.M., I Woke Up to See the Bedroom Walls Bowing In

The Backyard Disasters That Cause More than $118 Million in Damage Each Year

Nine Steps to Help Get Hurricane Ready

Why You May Want to Rethink That Oversized Tub (and Other Bathroom Remodeling Considerations)

4 Simple DIY Projects That Could Reduce Your next Energy Bill by Nearly 30 Percent

The Essential Survival Guide for Blizzards

Is My Home Business Covered by Home Policy?

Your home insurance can cover most home-based businesses, but you may need additional coverage depending on your work. Make sure you're properly covered.

Moving

Here are a few things you should know if you're moving to a new home. Moving can be stressful, but getting insurance doesn’t have to be.