New York auto insurance minimum coverage requirements
Below are the required car coverage amounts in New York. Keep in mind that these are state minimums, not the actual amounts you may want. Your local Farmers agent can help as you select the right level of coverage for your needs.
COVERAGE TYPE
NEW YORK REQUIREMENTS
Bodily injury
$25,000 per person; $50,000 per accident
Property damage
$10,000 per accident
Uninsured / Underinsured motorist bodily injury
$25,000 per person; $50,000 per accident
Personal injury protection
$50,000 per accident
COVERAGE TYPE
Bodily injury
NEW YORK REQUIREMENTS
$25,000 per person; $50,000 per accident
COVERAGE TYPE
Property damage
NEW YORK REQUIREMENTS
$10,000 per accident
COVERAGE TYPE
Uninsured / Underinsured motorist bodily injury
NEW YORK REQUIREMENTS
$25,000 per person; $50,000 per accident
COVERAGE TYPE
Personal injury protection
NEW YORK REQUIREMENTS
$50,000 per accident
New York auto insurance discounts
Farmers offers a variety of discounts for our car insurance customers based in New York. For example:
Multi-vehicle
Youthful driver
Multi-policy
See a list of potential auto insurance discounts. Not all listed discounts are available in New York.
View more coverage options in New York
Home insurance
Your home is an investment, and you want to protect it like that. Learn more about our Home insurance offerings to help you build the policy that works best for your life style.
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