Home Insurance Coverage Options in New York
- Declining Deductibles® —Earn $50 toward your deductible each year.
- Claims Free Discount® —Receive a discount if you’ve been claim-free for three years.
- Claim Forgiveness —Your premium won’t increase due to a claim if you’re been claim-free with Farmers for five years.
- Cosmetic Damage Coverage —File a claim for functional damage, and we’ll cover related cosmetic damage as well.
Things typically covered by New York home insurance:
- Fire
- Vandalism and theft
- Windstorms and hail
- Lightning strikes
- Explosion
- Falling objects
- Damage caused by weight of snow or ice
New York home insurance discounts
We offer a variety of discounts for our home insurance customers based in New York. For example:
Multi-policy
Protective devices
Non-smoker
See a list of potential auto insurance discounts. Not all listed discounts are available in New York.
View more coverage options in New York
Auto insurance
Find out minimum state requirements for auto insurance in New York, available discounts and more.
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